19th - 20th March 2024
ExCeL, London
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Expert Resourcing for Specialist Functions in Financial Services.
For over 15 years we’ve helped build Financial Crime, Fraud, Cyber, Information and Payments capability and capacity. We provide the experts needed to run operations and drive change, whether organisational, regulatory, or technological.
Our Client Relationship Managers work diligently with a broad range of financial services providers – from challenger banks and early stage fintechs to major household names in banking and insurance. Our Resourcing Team leverages a close network of Known and Trusted specialist Associates. This, combined with in-house industry and subject matter expertise, ensures we deliver the right people solution bespoke to requirements.
Whether you need a single high calibre permanent Executive, to rapidly deploy a team of 25 interim Analysts, or resource an entire Transformation Programme, Adams + Oliver can deliver. We have the expertise, experience, contacts and Associates to quickly and effectively fulfil your requirements.
Aqua Global, headquartered in London, have been supporting financial institutions globally for nearly 40 years.
Our new web based solution, Aquila, can be deployed quickly and easily in the cloud or on premise.
Aquila provides native SWIFT MT/MX messaging & transformation; including automated payments processing, reconciliations, message matching, duplicate message detection & much more.
Please visit us on Stand 22 to see a live demonstration and learn about our services.
AutoRek is a leading provider of automated reconciliation software. We’ve been revolutionizing finance operations and controls for the global financial sector since 1994. Our solutions are purpose-built to reduce operating costs, achieve regulatory compliance and help firms get in control of their data. Today, we work with some of the largest financial institutions across the payments, investment management, banking and insurance sectors.
AutoRek is the go-to end-to-end reconciliation platform for some of the largest firms in the global payments sector. Our solution is specifically designed to help overcome the most complex challenges in managing reconciliations, financial data management and reporting requirements.
AutoRek can:
Clear Junction is a global payments solutions provider. We power financial companies, enabling them to capture and connect to new opportunities by accessing the tools, networks and knowledge they need.
Our team has years of experience in the payments space and extensive knowledge of risk and compliance. That, coupled with our proprietary technology, helps empower businesses to realise potential in the areas traditional service providers can’t or aren’t willing to unlock.
Clear Junction Ltd. is authorised by the FCA under the Electronic Money Regulations 2011, firm reference 900684
CLOWD9 Ltd. is world’s first cloud native, decentralized payments processing platform. Born in the cloud, the platform delivers uncompromising, limitless payments technology around the globe.
Founded in the UK by authoritative payments experts and advised by finance executives and entrepreneurs, CLOWD9 processes payments for traditional banks, neo banks and fintechs. Its platform architecture is global by design, allowing it to scale at speed, quickly establish in new markets and service regional payment preferences across traditional card, bank transfers, QR codes, biometrics or cryptocurrency.
Founded in 2003, Compliancy Services is one of the UK’s leading compliance consultancies that provides assistance with authorisation, ongoing consulting, online training and prudential services. We employ over 60 staff who work together in industry specialist teams, servicing over 800 clients from the following sectors: banking, capital markets (including hedge funds, private equity, asset management, wealth management, corporate finance and broking), payment services, consumer credit, insurance and lending.
With increasingly complex regulation, businesses are seeking multi-sector specialist partners more than ever to guide them through all aspects of their compliance journey. Our wide range of financial sector experts come together on a regular basis to discuss their interactions with the Regulator and the regulatory trends that they are seeing. This provides us with a more informed understanding of the FCA than our competitors, ensuring that we offer our clients solutions that are most appropriate to their needs. Compliance is our passion and, after merging with Portman Compliance, we are in a better position than ever before to build an industry leading business that offers clients first class consultancy with a finger on the pulse of constantly evolving regulation.
We are DECTA – a global payment processing company, experts in FinTech.
We provide a complete range of digital payment services designed with the needs of Merchants, Banks, and Payment Service Providers in mind. Used by 2000+ companies across 32 countries, our solutions include:
For more information please go to www.decta.com.
Powered by a team of CX and FinTech enthusiasts, we transform customer experiences globally.
Dialect is a niche BPO which provides a multilingual Customer Experience (CX) solution designed and delivered with FinTech businesses at the heart. We are an extension of your business offering 24/7, 365 days a year dedicated customer support in a number of different languages.
Dialect’s service offerings are aligned to our visions and values– deliver innovative solutions for our clients via voice, e-mail, live chat, Facebook, and WhatsApp.
Our live chat solution, MutiLect, is providing high-quality native conversations in over 75 languages. It can be easily embedded in the app or web.
Dialect already supports clients and their customers in the UK, Europe, the US, and UAE with a wide range of inquiries including lost and stolen, account and card activation, transactions, and general usage queries.
We support you in focussing on growing your business while we handle your customer support needs. Let us tell you how outsourcing your contact centre can benefit your business, and improve your customer experience and brand.
Dukascopy Bank is a Swiss innovative bank providing Safeguarding and Settlement accounts in 22 currencies to financial institutions globally with the help of our Open Banking APIs. We have developed our products over many years to meet the market requirements with utmost transparency and compliance. Understanding Client needs is our priority and meeting their expectations is crucial. The bank strictly follows the rules ensuring the safest possible environment for its clients in accordance with the Swiss Banking traditions.
Ekata Inc., a Mastercard company, empowers businesses to enable frictionless experiences and combat fraud worldwide. Our identity verification solutions are powered by the Ekata Identity Engine, which combines sophisticated data science and machine learning to help businesses make quick and accurate risk decisions about their customers. Using Ekata’s solutions, businesses can validate customers’ identities and assess risk seamlessly and securely while preserving privacy. Our solutions empower more than 2,000 businesses and partners to combat cyberfraud and enable an inclusive, frictionless experience for customers in over 230 countries and territories.
Enfuce is a one-stop shop for modern card issuing and payment processing. Founded in 2016, Enfuce has become one of Europe’s leading payment processors that delivers cutting edge debit, prepaid, and credit card solutions across Europe and scaling globally, with offices in Finland, Germany, Latvia, Sweden, and the UK. With Enfuce card solutions, traditional banks, neobanks, and fintechs can create next-level payment experiences for their end users now and into the future. Enfuce has raised a total of €62 million in several funding rounds and been awarded with recognitions like the Visa Fintech Fast Track programme, Mastercard Lighthouse Development Programme, and 2019 PayTech Award for Best Payments solution for Payment Systems in the Cloud.
EY help payment service providers, industry suppliers, new entrants, investors and entrepreneurs reap the rewards of the future of payments. Disruptive technologies, regulatory scrutiny and new market entrants are transforming the payments world. The paradigm shift is both a threat and an opportunity for existing payment service providers. The issues are broad and complex, including biometrics and other emerging technology, open banking and application programming interfaces (APIs), faster payments, cross-border issues and more. EY helps clients develop practical solutions around your payment service offerings because we understand the technologies and market dynamics transforming payments. Find out more: https://www.ey.com/en_uk/payments
FIS is a leading provider of technology solutions for merchants, banks and capital markets firms globally. Our employees are dedicated to advancing the way the world pays, banks and invests by applying our scale, deep expertise and data-driven insights. We help our clients use technology in innovative ways to solve business-critical challenges and deliver superior experiences for their customers. Headquartered in Jacksonville, Florida, FIS is a Fortune 500® company and is a member of Standard & Poor’s 500® Index.
GUAVAPAY is a global payment platform that is designed to drive optimisation and stability. GUAVAPAY’s full-stack payment ecosystem includes a range of technology products and solutions, such as a Payments-as-a-Service platform, card processing, cross-border payments, merchant acquiring, card issuing and e-wallet.
Our modular structure empowers our customers with the flexibility to incorporate multiple payment and processing solutions into one platform. Whatever our customers’ needs are, our breakthrough platform can help them with integration, processing and transacting globally.
We aim to take our place on the forefront of payment disruption bringing on the market innovative solutions for flawless and invisible payments.
We’re active participants in several international payment networks, including BACS, CHAPS, SEPA, SWIFT and the Faster Payments Service, enabling us to secure efficient and fully compliant global payments. As principal members of Mastercard, Visa and UnionPay International as well, we offer our customers a combination of payment scheme opportunities, with cutting-edge technology that can be used by our partners to process, provide and make payments globally.
With head office in London, GUAVAPAY continuous expansion comprise of subsidiaries in USA, Canada, Lithuania, Turkey, Singapore, Spain and Mexico.
ID-Pal is an award-winning identity verification and AML screening solution that enables payment providers to seamlessly verify identities and addresses in real time. Offering a unique blend of industry-leading biometric, document and database checks it can streamline AML and KYC in one GDPR-compliant solution.
ISO 27001 certified, it is available out-of-the-box, as an API/SDK and also as a Salesforce AppExchange integration. The technology is also government-certified for the UK Digital Identity & Attributes Trust Framework (UKDIATF). Our Passive Liveness software is iBeta Level 1 and Level 2 quality assured as part of maintaining our data protection and information security excellence.
ID-Pal offers global identity verification coverage of more than 6000 identity documents and 200 verified address data sources to organisations across 200 countries and jurisdictions. Users enjoy a friction-free onboarding experience via a business-branded app that is customisable in one click to the regulatory needs of varying business sites and geographies. Automated decisioning and smart workflows deliver operational efficiencies for merchants and payment providers along with a robust audit trail.
Offering the highest-quality outcomes and the largest databases against which documents are checked, payment providers benefit from accuracy and real-time decision-making to onboard customers seamlessly, combined with a lower cost of ownership for their organisation.
ID-Pal is a complete end-to-end identity verification solution delivering digital transformation and compliance, out-of-the-box. ID-Pal can be fully branded and customised in seconds and deployed into a front-end user experience and back-office business process same day.
J.P. Morgan’s Payments business combines the firm’s treasury services, trade, commercial card and merchant services capabilities to help clients pay anyone, in any currency, anywhere in the world. Focused on helping treasury and payments clients navigate changing environments, digital transformation and evolving customer expectations, J.P. Morgan processes $6 trillion payments daily, is the top USD clearer and was the first to offer real-time payment capabilities across USD, GBP and EUR. With the payments landscape is transforming faster than ever, businesses increasingly feel the pressure to digitize their treasury and payments or be left behind. It may seem overwhelming, but you don’t have to go it alone. That’s where J.P. Morgan fits in. We offer digital-first solutions supported by experts who guide clients in any industry, anywhere in the world. We bring the scale of a global bank and the agility of a fintech to transform your treasury.
– Digital innovation is core to how we do business – With over 450 businesses and 100+ fintechs engaged in payments innovation concept creation, we have an active tradition of co-creating the latest digital solutions. Our ongoing investments deliver practical solutions to meet you where you are now, and prepare your business for the path ahead.
– Digital capabilities designed for ease of use – Onboarding an API in nine working days. Accelerating the launch of a Payment Tracker tool to support businesses during COVID-19. Protecting your working capital to address the entire balance sheet. Our digital capabilities are designed for ease-of-use from the moment you begin working with us. From onboarding and implementation to intelligent service, we move fast to deliver customized solutions when and where you need them.
– Digital solutions for you, your partners and your customers – Pulling from the best practices and our deep expertise in our retail businesses, we build digital solutions for wholesale clients like you. Through an integrated digital platform that supports the complete payments ecosystem, you, your partners and your customers can securely collect, manage and pay via any method or channel.
– Digital solutions offered on a single, unified global platform – No matter where you do business, our core global platforms ensure you have one unified experience that provides locally relevant digital solutions. Coupled with our treasury and payments experts in more than 60 markets, you can more easily navigate cross-border payments and regulatory complexities around the globe. Run your business with personalized, end-to-end visibility across payments, reporting, data and research when you use our suite of digital channels—including online, host-to-host and APIs.
Jumio helps you know, then trust your customers online. From account opening to ongoing monitoring, the Jumio KYX Platform provides advanced identity proofing, risk assessment and compliance solutions to accurately establish, maintain and reassert trust.
Leveraging advanced technology including automation, biometrics, AI/machine learning, liveness detection and no-code orchestration with hundreds of data sources, Jumio helps organizations fight fraud and financial crime, onboard good customers faster and meet regulatory compliance including KYC and AML. Jumio has processed more than 1 billion transactions spanning over 200 countries and territories from real-time web and mobile transactions.
Based in Palo Alto, Jumio operates globally with offices in North America, Latin America, Europe, Asia Pacific and the Middle East and has been the recipient of numerous awards for innovation. Jumio is backed by Centana Growth Partners, Great Hill Partners and Millennium Technology Value Partners.
For more information, please visit jumio.com.
Kani’s award winning data-agnostic SaaS platform brings automation, intelligence accuracy & compliance to payments data – specifically to mission-critical reconciliation and reporting tasks, allowing finance teams to reconcile and report on their large & contrasting data sets in seconds, instead of weeks.
Accurate and verifiable reconciliation and reporting of payments data is an essential and often a regulatory requirement for fintech companies. If tackled manually, these tasks are hugely complex, time consuming and can result in disruptive, growth-ambitious fintechs getting lost in payments data complexities and receiving fines for inaccurate reporting and noncompliance.
Innovative Fintech Kani Payments has made a big impact in the Fintech and Payments space, solving these key industries challenges for companies worldwide. To-date they have reconciled and reported on over €15bn in payments data for their customers, enabling fintechs globally to start and scale at pace without the added data complexity.
Kani are just one of eight companies globally who have recently been selected to join the Mastercard Start path program, as well as being nominated to join the Fintech Power 50, an exclusive industry membership of the most influential, innovative companies and visionary personalities shaping their industry.
Lloyds Bank is one of the UK’s leading retail and commercial banks serving millions of customers every day.
Comprised of Business & Commercial Banking and Corporate & Institutional Banking, this division has a rich heritage of supporting businesses and the economic prosperity of the nation, primarily focused on UK businesses and those with strong links to the UK.
Supporting clients through the provision of core banking products, such as transaction banking service, international trade services, lending and deposits whilst also offering expertise in capital markets, financial markets, and private equity. This enables us to meet the varying and sometimes complex needs of all types of clients.
For more than 50 years, Mastercard has pioneered technology to make payments simpler, smarter and safer. We work to connect and power an inclusive digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. Find out more by clicking here.
We enable any software platform to become a payments business by transforming the speed, flexibility, resilience & cost of launching and operating embedded payments services. We’re building a world where payments happen seamlessly. They just work behind the scenes, the way you need them to. We’re building a world where any business can become a payments business. Where fintech is part of the tech stack. We’re building a world of payment-enabled business ideas. Unencumbered and unleashed. This is the world that we’re building. Designed by you, and powered by us, the leading provider of embedded payments.
Numeral is the banking aggregation platform, providing payment institutions, electronic money institutions and banks with a fast, future-proof and cost-effective access to SEPA, Bacs, and FPS through their banking partners. Numeral banking aggregation platform optimises financial institution’s payment operations by automating bank payment processing through a single API and a central dashboard. From embedded lending to instant payments, Numeral provides the payment infrastructure for European fintech trailblazers like Swile, Spendesk, and Alma. Founded in 2021, Numeral has raised €13 million from leading investors, including Balderton Capital, eFounders, and 30 angel investors.
Payco is a Swiss based digital solutions provider for cross-border payments, providing secure and convenient services for individuals and businesses. Our team is made up of experienced professionals with a passion for innovation and customer satisfaction.
At Payco, our vision is to revolutionize the way that individuals and businesses conduct cross-border payments, making it easier and more secure for everyone. Our mission is to provide the best possible service to our customers, using innovative technology and a commitment to customer satisfaction. Our objectives include expanding our reach globally, increasing customer satisfaction, and continually improving our products and services. Our goals are to become the leading provider of cross-border payment solutions and to help individuals and businesses around the world conduct their transactions with ease and confidence.
Ripple is doing for value what the internet did for information: enabling its instant and seamless flow around the world. We call this the Internet of Value (IoV). Using blockchain and cryptocurrency technology, Ripple is dedicated to creating powerful gains in financial efficiency, equity and inclusion. In addition, Ripple is developing and enabling the future use cases that will catalyse the new digital economy for governments, businesses and consumers.
Ripple has offices in San Francisco (HQ), New York, London, Mumbai, Singapore, São Paulo, Reykjavík, Washington D.C. and Dubai.
We’re the global specialist in financial transactions – the way the world moves value across borders, through cities and over seas. We keep funds flowing, supply chains moving and the world’s economies turning. No other organisation can address the scale, precision and trust that this demands.
We’re unique too: a neutral cooperative established to provide a safe, secure and reliable way for the financial community to send transactions across borders. We’re always striving to be better and are constantly evolving in an ever-changing landscape. We innovate tirelessly, test exhaustively, then implement fast. In a connected and challenging era, our mission has never been more relevant.
telesign provides continuous trust to leading global enterprises by connecting, protecting, and defending their customers’ digital identities. telesign verifies over five billion unique phone numbers a month, representing half of the world’s mobile users, and provides critical insight into the remaining billions. The company’s powerful AI and extensive data science deliver identity with a unique combination of speed, accuracy, and global reach. telesign solutions prevent fraud, secure communications, and enable the digital economy by allowing companies and customers to engage with confidence. Learn more at telesign.com and follow us on Twitter at @Telesign.
tell.money is the market-leading open banking SaaS platform, enabling account providers to meet and keep to their regulatory obligations, whilst bringing exciting new open banking tools to their customers. Since inception, we have been actively involved in fuelling financial development through our subscription-based tell.gateway product aimed at accelerating open banking adoption and helping fintechs, neobanks, and account providers to launch PSD2 compliant propositions to market faster. Our tell.heartbeat product supports banks and larger financial institutions in their efforts to test, monitor and improve the resilience of their open banking APIs. Through our tell.life innovation lab and accelerator programme, tell.money continues to break new ground with tools enabling consumers and businesses to understand and manage their financial lives in simple and intuitive ways.
The Fintech Power 50 is the annual guide to the most influential, innovative, and powerful figures in the Fintech industry. Shining a spotlight on those who are transforming financial services for the better, It serves as the go-to hub for fintechs and provides an exclusive accelerator programme designed to support a company’s global growth, including PR amplification and increased brand awareness, business development, talent acquisition, and business investment.
For more information about the Fintech Power 50, please visit: https://www.thepower50.com
Established in 2016, The Fintech Times is a global multimedia news outlet centred around our print newspaper, the first and only dedicated Fintech newspaper.
Chronicling the latest developments in cutting-edge financial technologies including Payments Innovation, RegTech, Banking Transformation, AI, Cryptocurrencies, WealthTech, Cybersecurity, Insurtech and many more.
Fintech needs an authoritative voice that gives the industry exposure and integrity. We have been building that voice over the years together with the main players in finance, international thought leaders and global Fintech firms, with the support of our 75,000+ unique online readers per month and over 150,000+ copies of the print & digital newspaper circulated around the world.
Our mission is clear and simple – to make Fintech understood and celebrated.
For the latest complimentary issue of The Fintech Times, please go to: https://thefintechtimes.com/publication
For more information about The Fintech Times:
https://www.thefintechtimes.com
Contact Us: standout@thefintechtimes.com
Thredd is the trusted next-gen payments processing partner for innovators looking to modernise their payments offerings worldwide. We process billions of debit, prepaid and credit transactions annually, serving over 100 fintechs, digital banks, and embedded finance providers, from consumer to corporate, across 44 countries.
Thredd’s unique offering is its client-centric approach combining hands-on support with modern, reliable, and scalable technology. Thredd’s assured solution accelerates the development and delivery of consumer and corporate payments components embedded within digital banks, as well as for expense management, B2B payments, crypto, lending, credit, Buy Now Pay Later (“BNPL”), FX, remittance, and open banking innovators. By partnering with our clients from concept to creation with our easily configurable solutions, we allow these leaders the agility to achieve their core business aspirations.
Thredd has enabled market leaders since 2007 and has a highly reliable platform with 99.99% availability. Thredd’s highly customisable solutions on our API-first platform, surrounded by our in-depth industry expertise, value added services, global presence and technical resilience, are designed to scale with ease. Thredd is certified by Visa and Mastercard to process transactions globally.
The company has branded offices in London, Newcastle, Singapore, and Sydney, with remote colleagues based all over the world.
Tietoevry Banking is the market leading financial services software and solution partner in the Nordics, UK and Ireland, serving around 250 banks and fintechs.
We are your one-stop-shop partner for card issuing, payment processing, card production and personalization. Tietoevry Banking provides secure, compliant, scalable and sustainable services that meet the needs of established traditional banks and fintechs alike.
As a card production and personalization partner, we also work with BIN sponsors and other processors. Our strategic cooperation with the world’s leading card manufacturers enables our customers to access all the latest card innovations and card materials.
When you want to grow your business, you’re pulled in two directions. You need to acquire new customers and reward loyal fans. It’s not an easy balance to strike, but Tillo makes it effortless.
Our innovative platform uses the power of digital gift cards to connect consumers to the brands they love. We resolve two business headaches in one solution, making you magnetically attractive to new customers, and giving existing ones every reason to stay.
With a truly collaborative ethos, which makes customer service a priority, we focus on helping businesses supercharge sustainable and profitable growth. Let’s start supercharging yours.
Tink is Europe’s leading open banking platform that enables banks, fintechs and startups to develop data-driven financial services. Through one API, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions and build personal finance management tools. Tink connects to more than 3 400 banks that reach over 250 million bank customers across Europe. Founded in 2012 in Stockholm, Tink’s 365 employees serve 14 European markets out of 13 offices.
Trust Payments is a disruptive leader in fintech, providing on-demand Payments and Banking-as-a-Service services to help businesses grow and scale online, in-store, and on mobile.
Trust Payments combines these services with powerful tools, such as loyalty management and instant eCommerce, engaging new innovative payments methods in crypto and bank transfers to drive Converged Commerce™.
Focusing on the SME sector in the UK, EU and US, Trust Payments drives value for our clients through personalised service, secure and frictionless payments and innovative products.
Trust Payments has a global footprint, with over 400 people across 10 offices supporting the most demanding business sectors, from travel and hospitality to crypto, gaming and financial services, and an acquiring network of over 50 global banks and hundreds of alternative payment methods.
Trust Payments holds Visa and Mastercard Principal Memberships in the EU for cross-border business, licenced by both the Malta Financial Services Authority and UK Financial Conduct Authority, and holds licences in 7 US States to carry out regulated payments in gaming.
Find out more at trustpayments.com.
Tuum is a next-generation core banking technology provider. Its API-first, cloud-agnostic and highly configurable banking platform covers all retail and business banking processes, from accounts and lending to payments and cards. Tuum enables banks, fintech startups or even non-financial companies to roll out customer-centric financial solutions with ease. The modular approach allows companies to pick and choose the capabilities they need, with the option of adding additional ones in the future. Tuum brings together expertise in technology and banking. It was founded in 2019 by a small group of Estonian financial IT pioneers with decades of experience in digitising and transforming large Nordic banks. The company has acquired customers throughout Europe and currently employs over 100 people in its offices in Tallinn, Berlin, Malaga and London.
Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com.
19th – 20nd March 2024
ExCel, London