Speakers

Scott Abrahams

SVP Business Development UK and Ireland
Mastercard

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Mastercard

Scott Abrahams is responsible for developing and executing the UK&I Acceptance sales and marketing strategy to drive Acceptance growth and increase revenue performance. He is also responsible for Mastercard’s Fintech and Commercial Payments customers.
Before joining MasterCard, Mr. Abrahams was VP and GM of Global Supplier Relations EMEA at American Express. He was responsible for revenues from suppliers such as British Airways, Emirates, Air France and Hilton. Earlier on, he also held the positions of VP of Client Management UK and General Manager Nordics at American Express. Prior to this, Mr. Abrahams was Head of Relationship Management at Barclays Bank, leading 100 sales people with a focus on implementing innovation, change, motivation and culture within his team. Mr. Abrahams began his career at Sainsbury’s as a Graduate Trainee Manager, rising to Deputy Store Manager and then moving to Project Management where he was accountable for the movement and banking of all Sainsbury’s physical and electronic turnover.

Lola Adebanji

Director, EMEA Ecommerce Solution Lead
Citi

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Mastercard

Lola leads commercialisation and growth for Citi’s new digital payments business, Spring by Citi, in the EMEA region. Spring by Citi delivers seamless consumer payment experiences to power digital commerce for Citi’s institutional clients. Lola was previously responsible for eCommerce strategy for the Treasury and Trade Solutions (TTS) business across EMEA, working with digital companies, multinational corporates and Fintechs on banking and payment solutions to support their eCommerce growth agenda. She has also spoken at numerous Citi and industry events on digital themes such as Open Banking, eCommerce trends and payments landscape developments.
Since joining Citi in 2002, she has held various roles in Product Management, Sales and Operations in London and South Africa. She previously led the mobile payment strategy for the EMEA TTS business, driving business development including partnerships with technology and telecoms companies. Lola has also been a mentor on the Citi Accelerate program for Fintechs and enterprise focused startups. She holds an MBA from Judge Business School, Cambridge University.

Samuel Bevan

International Head of Emerging
Snap Inc.

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Snap

As the International Head of Emerging, Sam leads one of the fast-growing teams at Snap. The Emerging International team focuses on sourcing, on-boarding, and growing high potential advertisers to Snapchat. A key vertical within this space is the ever-emerging landscape of Fintech across EMEA and APAC, as disrupter banks, investments apps and many others look to engage with Snap’s audience.
Sam’s passion for growing a sustainable business is apparent in the excellent customer service his team delivers. He has done this at Snap by building a team that focuses first and foremost on showing advertisers how Snapchat can exceed their marketing goals. The Emerging International team currently expands across Europe, Middle East, Israel, APAC, and Canada (with offices located in Toronto, Tel-Aviv, London, Paris, Amsterdam, Sydney, Dubai, and Hamburg).
Sam joined Snap as the founding member of Snapchat’s Emerging team (formerly Global Online Sales) in 2016. First, supporting and leading the launch of the US team before shifting his focus to the international business. Prior to joining Snap, Sam worked with clients of all shapes and sizes at both Google and Facebook.

Damian Brychcy

COO
Capital on Tap

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Paybase

Damian is the COO of Capital on Tap, a leading provider of credit cards to small businesses. Damian joined the company in its infancy 6 years ago and has helped scale the Capital on Tap from 1,000 small business customers to over 75,000.

Damian lives in North London and is passionate about college football, cycling, reading, and going to the pub. Prior to moving to the UK, Damian worked as a litigation attorney at a multi-national law firm in the United States and earned degrees in engineering and law.

John Chaplin

Advisor
Helios Investment Partners
Chairman
Global Payments Innovation Jury

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John Chaplin is one of the most influential figures globally in retail payments. After successfully holding senior executive positions at both Visa and First Data for many years, he is now heavily involved in investing in payments. He is an adviser to Helios Investment Partners, the African private equity fund, and is a board director of their portfolio payments companies in West Africa and Egypt. He is Chairman of Global Processing Services, a Dunedin portfolio company, which is based in UK and he is also a Board director of a number of earlier stage fintech companies. He has advised national payment schemes and regulators in 5 continents on how their payments infrastructures should be developed. He is the organizer of the Global Payments Innovation Jury, a prestigious group of 70 industry leading CEOs, that convenes every 2 years to look at the state of innovation in the payments sector.

Becky Clements

Director of Payments
UK Finance

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UK Finance

Becky is responsible for leading and formulating payments industry policy matters, overseeing the sector engagement and advocacy, and driving change and innovation opportunities on behalf of members.
Becky joined UK Finance from Metro Bank where she held the role of Head of Industry Engagement and Payment Change. Prior to joining Metrobank in 2014, Becky also held senior payments roles at RBS and Coutts. Becky brings a wealth of payments experience to the organisation, along with an in-depth knowledge of compliance, industry requirements and risk policies. She is well known and respected by payments providers, regulators and consumer advocates across the payment’s community and this combination of experience and respect will prove invaluable to UK Finance going forward.

Ian Clowes

Chairman
FS Horizons , Fintech & Digital Banking

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Based in London, Ian Clowes helps Fintech companies to launch neo banks, mobile wallets and pre-paid programs and is currently Chairman of FSHorizons a Digital Banking solutions Fintech. He is a passionate and entrepreneurial CEO and Chairman with a strong track record in setting up, launching and building successful businesses in the Fintech and banking space with full P&L ownership. His roles have spanned from Director of a major UK bank (Abbey/Santander) to Director of a blue chip global technology provider (Unisys) and most recently CEO of an investor-backed, high-growth digital payments and banking-platform company. He has been an influential player within the payments industry serving in Board and advisory capacities with numerous companies, industry associations and regulatory bodies. (Founder member of Emerging Payments Advisory Board). Ian earned an MBA from Warwick University.

• 25+ years in financial services, payments and Fintech
• Former Co founder and CEO Omnio Group, He led the merger in 2018 with PCT & Tuxedo Money Solutions to create Omnio, a PE-backed deal resulting in a £100+ million valuation and processing over £1.5 billion per annum.
• Former Founder & CEO of Payment Cloud Technologies (PCT), a B2B digital banking and payments platform – Launched in 2008, Ian grew the business through B2B clients (e.g. FairFX, AnPost, easyJet) and strategic partners (e.g. Wirecard, Unisys, FIS) and equity investments (e.g. Travel Welfare, Change Account).
• Launched the UK’s first cloud-based digital challenger bank focussed on financial inclusion, The Change Account, in 2013.
• Set up MoneyCard 2005, one of the first pre-paid card companies in Europe, executed the sale to Santander 2007
• Significant Board Experience: Abbey National /Santander (Group Payments Director), Travelex (JV with Abbey National), BACS Board, Cheque & Credit Clearing Company, APACS Council, Money Card Ltd, Emerging Payments Association (EPA), Travel Welfare (airline platform business), Change Account (ethical challenger bank).

Jordana Cohen

Director Open Banking
Visa

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Visa

Jordana Cohen is part of the Open Banking Team at Visa, responsible for strategy and new product development. Prior to joining this team, Jordana has held various positions across within Visa including working in Hong Kong. Jordana is based in London and holds a Bachelor’s Degree from the University of California, Berkeley.

Chris Corbett

Senior Credit Manager, UK & Ireland Product
Visa

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fscom

Chris Corbett is responsible for Growth Solutions in the Visa UK&I Product team, leading a team to create best-in-class payment experiences and bring the latest products and solutions to clients across the cluster. He has been at Visa for over 6 years and has previously worked as part of the UK Fintech team, ensuring Visa is the best partner it can be for new and emerging businesses and the European Corporate Strategy function.

Robert Courtneidge

Independent Industry Advisor

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Robert is a valued and highly respected industry expert with a distinguished career in the card and payments
Robert has deep expertise in e-money and is highly skilled in all aspects of consumer finance issues, including consumer protection, banking regulation and compliance and anti-money laundering.
In the UK, he works closely with The Payments Services Regulator, HM Treasury and Financial Conduct Association, and other compliance and industry bodies globally. He is also Non Executive Board Director/Strategic Advisor to over 15 diverse payment and payment related companies.
He has continuously been named a key player in the Payments Power 10 (including #1 in 2015), a highly competitive ranking of the influential contributors in payments.
Previously, Robert achieved success as a senior legal professional specialising in matters relating to cards and payments.
He regularly speaks on issues facing the European Payments’ Industry including laws relating to Blockchain, Cryptocurrencies and Initial Coin Offerings (ICOs).

Tony Craddock

Director General
Emerging Payments Association

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EPA

An enthusiastic business leader of the world’s most influential trade association in payments, a lively public speaker and avid networker, Tony is passionate about payments and the difference it can make to lives everywhere.
Tony champions payments technologies globally. He shares his deep payments knowledge, borne from 15 years in payments and evangelical zeal for innovation, when speaking and chairing conferences, publishing books and white papers, or enrolling payments leaders to join the EPA’s collaboration network.

A serial entrepreneur; Tony invests in many early stage payments and PayTech companies – enabling them to succeed in a highly competitive payments ecosystem.
Tony conceived and launched the Emerging Payments Association (EPA) in 2012, where he is Director General. The EPA promotes the UK as global hub for payments innovation and the interests of the EPA’s 150+ members, which include banks, card schemes, PSPs, issuers, processors, acquirers, who all come together to drive collective industry change.
Tony also leads the communities of EPA Asia, EPA EU, EPA US and EPA Africa. His vision is that this global network of interconnected capabilities, people and knowledge will prove to be truly transformational in how the world works, for the benefit of everyone.
In 2019, Tony set up the Inclusion Foundation, a not-for-profit platform company promoting products that help address financial exclusion.

Philip Creed

Director and Co-Founder
fscom

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EPA

Phil is Director and Co-Founder of fscom and has over 12 years experience of regulatory consulting, specialising in financial crime.

Phil’s experience has been gained in regulatory licencing applications and audits within payments, e-money, cryptocurrency firms and digital banks. He has a keen interest in the cryptocurrency sector and has assisted a number of leading crypto firms in the UK and Ireland gain their e-money licences. He organises and sits on a number of crypto roundtables across the UK and Ireland and regularly speaks at conferences on financial crime prevention.

Phil currently sits on the Emerging Payment Association’s (EPA’s) Project Financial Crime which aims to raise awareness of the impact of financial crime on the public, consumers and businesses and combat it through policy statements and thought leadership. He was formerly Head of Compliance for a global e-money institution in Europe.

Richard Davies

CEO Banking
Revolut

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Revolut

Richard Davies is the Chief Executive Officer for Banking at Revolut, having joined in July 2019. He is responsible for Revolut’s banking entities around the world, alongside a number of group functions.

Revolut is a radically better digital bank account that includes a debit card, currency exchange, and peer-to-peer payments. We are on a mission to build a fair and frictionless platform to use and manage money around the world. Our platform allows users to transfer, exchange, and spend money at great value rates with a multi currency card that is accepted everywhere.

Prior roles include:
– Commercial Banking Director at TSB
– Global Head of Propositions / Digital – SME Banking at HSBC
– Chief Operating Officer, UK Commercial Banking, at HSBC
– First CEO of challenger bank OakNorth
Richard has a MA Economics and M.Phil Development Economics from Trinity Hall Cambridge.


Jill Docherty

Executive Director, Business Development, UK and Ireland
Visa

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Visa

Jill Docherty currently leads Business Development for the UK and Ireland. In this role, she has three functional responsibilities, new business development, onboarding and account management across a number of key strategic issuers and fintechs.
Jill joined Visa in March 2018 and initially led the product and solutions organisation across the UK and Ireland. In this role, she setup and resourced the function, defined the strategy and approach for the overall end-to-end delivery of all Visa capabilities.
Prior to joining Visa, Jill spent over ten years and held a number of senior roles at Mastercard across Africa, Asia and Europe within sales, marketing and product functions.
Earlier in her career, Jill held various board level roles at global marketing agencies, Grey Worldwide and McCann; working with clients such as Visa, Procter and Gamble, GlaxoSmithKline, General Motors, Nestle and L’Oréal.
Jill is a true global citizen, she was born in England and raised in South Africa and she graduated from Durban University of Technology.


Alison Donnelly

Director
fscom

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fscom

Alison is a payments policy expert with in-depth knowledge and understanding of the payments and regulatory landscape in Europe, particularly Ireland and the UK. As a director of fscom, the boutique compliance consultancy, she helps payments businesses understand their regulatory obligations and develop commercially-sound systems and controls that protects consumers and adds value to the business.

She has recently been appointed the EWPN’s ambassador for Ireland to champion diversity in the payments sector having already taken up the baton to foster diversity in her own business as well as through her role as a director of the Association of Professional Compliance Consultants (APCC) and with the Emerging Payment Association’s (EPA’s) Women in Paytech project.

In addition to these roles, Alison chairs the APCC’s Supervision Working Group and leads the EPA’s Project Regulator.

Simon Eacott

Head of Innovation & Business Development, Payments
Natwest

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fscom

Simon has extensive experience in the Payments industry, with expertise in strategic change programmes, cash management sales, operations and product management.

As Head of Innovation and Business Development Simon leads the Payments customer centric Innovation programme together with product / scheme responsibilities.

Prior to this role Simon was Head of Design and Franchise Delivery leading teams to deliver transformational change to meet alternative State Aid remedies with the European Commission and Her Majesty’s Treasury following the decision to stand down the divestment of Williams & Glyn.

Simon joined RBS in 1994 from HSBC where he held various leadership roles in Payments and Cash Management.
Well known and respected at industry fora, Simon’s current external responsibilities include membership of the Participants Advisory Council supporting the Pay.UK and the CHAPS Strategic Advisory Forum.

Simon has two children and he is a keen cyclist and golfer as well as a long suffering fan of Yeovil Town Football Club.

Keith Grose

Head of UK
Plaid

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Koto Card

Keith Grose is the Head of UK for Plaid, a open banking data network that powers the fintech tools millions of consumers rely on to live healthier financial lives. In his role, Keith leads the strategy and operations for Plaid’s UK products.

Keith joined Plaid from Google, where he scaled hardware efforts with Pixel phones and Google Home speakers, and helped run business strategy for some of the company’s new technology bets, including Google Pay and virtual reality. Prior to Google, Keith began his career as a management consultant at Bain & Company.


Brian Hanrahan

Chief Commercial Officer
Sentenial
General Manager
Nuapay

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Banking Circle

Brian Hanrahan is Chief Commercial Officer of Sentenial, and General Manager of Nuapay (Sentenial’s Payment Institution subsidiary). Nuapay is a pioneer of Open Banking and is the industry’s leading Account-2-Account payments platform (covering the entire A2A family including Direct Debits, Credit Transfers, Payment Accounts, Open Banking and Request to Pay). Building upon the trust, scale, and experience of our parent company, Sentenial, we securely process >€40bn in payments every year for many of the world’s leading Banks, Payment Providers and Merchants.

Neil Harris

Chief Commercial Officer
GPS

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Banking Circle

Group Chief Commercial Officer at Global Processing Services (GPS), an industry-leading issuer processor that provides payments technology and alternative banking solutions to programme managers, issuing banks and some of the largest Fintechs and ‘next generation’ digital banks globally. Neil is Chair of The Inclusion Foundation (TIF) and Co-founder of b.yond and AccessPay.
With over 15 years of experience in the payments industry, Neil’s key focus is on driving positive change within the payments industry, initiating collaboration between industry peers to support financial inclusion initiatives and building customer success by delivering added valued solutions through his extensive knowledge of the payment space and emerging technologies.
Neil is a hands-on executive that believes in truly authentic and empowering leadership. He is an inventor, entrepreneur and philanthropist with a broad range of experience at both start-ups, large international corporations and not-for-profit models. As highly successful, results and customer oriented professional, Neil has a proven track record in driving growth and delivering results in operational performance, profitability and sustainability.

While Neil has achieved extraordinary success within the payments and software industries, what makes him stand out from the crowd is his innate drive towards promoting better access for all in financial & digital inclusivity.

As Chair of The Inclusion Foundation, a not for profit social enterprise which he founded in 2019, Neil is part of a leading taskforce in developing a fair access to banking and payment services.

Neil’s commitment to the industry, paired with his experience of new and innovative technologies in payments globally, has earned him a roles on advisory boards of disruptive fintech organisations as well as being elected to join the Advisory Board of the Emerging Payments Association

Chris Hill

Partner
Kemp Little

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Banking Circle

Chris is a technology and fintech lawyer with a wealth of experience in all areas of fintech, technology, payments, AI, data licensing, retail and media, working for companies from start-ups to major institutions. He is listed by the Legal 500 as a Leading Individual for fintech legal advice in the UK, which describes him as having a ‘great knowledge of complex matters not only from a legal standpoint but also from a technical and operational perspective’, and is described by Chambers as being ‘recognised by peers and clients alike for his knowledge of and commitment to the FinTech sector’. He is the author or co-author for leading know how pieces on topics such as mobile payments and open banking by PLC, Lexis and the EPA, acts for a number of cutting-edge fintech businesses and is involved in industry-changing initiatives such as Nesta’s challenge prizes, the Open Up Challenge and the Affordable Credit Challenge. Through his various specialisms he has also become a trusted advisor to a range of large established financial services, software, retail and other businesses, whom he regularly advises on a regular basis on business-critical projects. He is named in Who’s Who Legal and Banking as a leading individual for fintech, described as an “outstanding practitioner who is gaining significant traction in the market” and “really knows his stuff and focuses on getting deals done rather than scoring points”. He has led Kemp Little’s membership of the Emerging Payments Association, and is a regular contributor to the Project Regulator team.

Aaron Holmes

CEO
Kani Payments

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Kani Payments

Aaron’s career in the payments industry spans 15 years, in roles at e-money issuer Newcastle Building Society’s Card Solutions team (now Wirecard), General Manager of gift card company Flex-e-card, Chief Operating Officer of processor Global Processing Services, and now as CEO of Kani – the ‘Leading Financial Services or Payments Start-up’ 2019 award winner at the Emerging Payments Association Awards. Aaron & Kani were one of TechNation’s Rising Stars, and were selected for the TechNation FinTech 2.0 Cohort – one of the 23 UK CEOs of early-stage companies tipped to revolutionise the global FinTech market. Aaron and the team at Kani are on a mission to demistify the complex world of payments, helping finance & operations teams to harness their data and use it for effective reporting and accurate reconciliation.

Fabien Ignaccolo

Chief Executive Officer
Okay

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Kani Payments

Fabien is a seasoned international sales executive with over 20 years of sales and management experience predominantly in the software business. Fabien has alternatively worked for large international software vendors – where he learned from the best – and challengers – where he learned what it takes to compete with large software vendors.
After restructuring a web content management vendor as a Chief Sales Officer, Fabien decided to set up his own business, a consultancy/service company “i-deal sales performance” to help start-ups turnaround or boost their sales performance.
In this context, he joined Okay – a Norwegian regtech – to establish the sales and marketing strategy around PSD2 SCA, and execute it. Fabien was then appointed CEO of the company to take it to next level as an Enterprise software vendor to count with in the payment and cybersecurity business in Europe.


Brendan Jones

CCO
Konsentus

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Kani Payments

• Brendan is a 30+ years cards and payments industry veteran
• In 2018 Brendan set-up Konsentus with two co-founders. Konsentus facilitate real-time regulatory checking of TPPs, confirming their authorisation or registration status, assisting FIs to reduce the financial losses from fraudulent third parties in delivering PSD2 open banking
• Brendan started his career at Thales e-Security where he ended up as Director of Business Development and Product Management
• He then moved via the Datacard Corporation to MBNA, which became part of Bank of America, as part of the exec team as Senior Vice President of Product Development
• Prior to setting up his own consultancy business, Evolution Payments Consulting, he was Sales and Marketing Director at Giesecke & Devrient
• During his time consulting Brendan carried out projects for banks and schemes, focusing on PSD2, its implications and business opportunities, where the idea for Konsentus originated


Edward Maslaveckas

CEO & Founder
Bud

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Okay

Ed discovered the potential of fintech whilst working at Salesforce in 2014. In the summer of 2015, he sat with his Co-Founder developing the first version of Bud: A financial management platform for young adults. Now Bud, an API platform with thoughtful data and service capabilities, is backed by world-renowned financial institutions. Ed has been a keynote speaker at Money 2020 in both Las Vegas and Amsterdam, he is part of Business Insider’s 35 under 35 and was featured as an ‘Agent of Change’ by LinkedIn and Capgemini.

Mark McMurtrie

Director
Payments Consultancy Ltd

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Callsign

Mark McMurtrie is an award-winning Payments and FinTech consultant. He advises financial services companies, acquirers, payment service providers, technology companies, retailers, hospitality providers and investors. He has worked with many of the world’s leading companies including the largest retailers, eCommerce merchants, hospitality providers, PSPs, retail banks, merchant acquirers, card issuers, payment schemes and payment service providers. For the last 8 years he has been providing a range of high-level payment advisory services focusing on strategy development, market assessments, investment support, commercial due diligence, technology reviews, competitive analysis and supplier selection.
His payments experience is broad and covers mobile, face-to face, ecommerce, Omni-channel and instant bank payments. Mark is a regular industry commentator, conference chairman and speaker. He is proud to be an Ambassador for the Emerging Payments Association.

Amir Nooriala

Chief Strategy Officer
Callsign

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Callsign

Amir recently joined Callsign, a London-based company at the forefront of the identity, authentication and authorisation revolution, as the company’s Chief Strategy Officer (CSO).

Previously Amir spent the last 18 months focusing on the scale-up of OakNorth – Europe’s fastest-growing FinTech firm by assets, valuation, revenues and profits initially as the COO (SMF24) and then as the CSO, successfully implemented partnerships with other FinTechs such as Monzo and ClearBank. Prior to joining OakNorth, Amir was an Ops and Tech MD at BGC and has also worked at Barclays Investment Bank, Accenture and Cisco Systems.

Amir is also a champion for social mobility in the UK, being a long-serving trustee of the charity Making the Leap and the UK Social Mobility Awards (UKSOMOs).

Nathalie Oestmann

COO
Curve

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Curve

Nathalie Oestmann has extensive international experience across the payments industry working with financial services, retail merchants and payment processors with a track record and passion for bringing innovation to fruition through ecosystem collaboration.

Currently, Nathalie is Chief Operating Officer at Curve Ltd. Curve is a single payment card that aggregates multiple payment cards through its accompanying mobile app, allowing a user to spend, send, see, and save money.
She is also a Non-Executive Board Member at Pay.UK. Pay.UK is the UK’s leading retail payments authority, tasked with delivering the new payments infrastructure for BACS, Faster Payments and Cheques.
Prior to Curve, Nathalie worked at IDEMIA as Senior Vice President of Global Innovation Strategy, Marketing, Partnerships and M&A for the Financial Institutions Business Unit. With close to €3bn in revenues and more than 14,000 employees, IDEMIA is a world leader in digital security & identification technologies.
As GM and Head of Samsung Pay Europe at Samsung Electronics from 2015 through 2017, Nathalie is credited with building the organization and launching Samsung Pay across 6 European countries in 18 months.
She has also worked for 15 years at American Express in a variety of roles. As VP of Global Product Marketing, she drove product development and marketing for 3rd party bank partners in 55 markets and built solutions and adapted systems to better function across the diverse geographies.


Vikesh Patel

Head of UK and Ireland
SWIFT

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SWIFT

Vikesh Patel is Head of UK and Ireland with responsibility for SWIFTs strategic direction and growth in the region. Vikesh joined SWIFT in 2017, charged with strengthening the cooperative’s key relationships and delivering commercial performance across its portfolio of products and services; including SWIFT’s global payments innovation (gpi) and its suite of financial crime compliance solutions. Prior to SWIFT, Vikesh was Chief Operating Officer at LCH focusing on strategy, risk management and the development of new products for the EquityClear and RepoClear businesses. Vikesh has also served in global executive roles at Goldman Sachs and Morgan Stanley, with a primary focus on market infrastructure and post trade strategy. Vikesh started his career at HM Treasury working on a range of domestic and international policy areas and served as a Private Secretary to both the Financial Secretary to the Treasury and Economic Secretary to the Treasury.

Chris Pond

Chair
Financial Inclusion Commission

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Hooyu

Chris Pond is Chair of the Financial Inclusion Commission and the Lending Standards Board. He is also an independent director with CASS, part of Pay.UK, and chairs a Standards Board on Equity Release. He is a trustee of the Money and Mental Health Policy Institute and a member of the Treasury FinTech Development Panel.

Chris was previously Director of Financial Capability at the Financial Services Authority. He has been CEO of two national charities and chair or trustee of many others, including most recently The Money Charity and was an MP between 1997 and 2005, serving as a Work and Pensions Minister and as ministerial aide in the Treasury.

David Pope

Marketing Director
HooYu

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Hooyu

David Pope is an expert in (the prevention of) ID theft, ID fraud, and money laundering and consumer scams. David has authored several reports and white papers by interviewing convicted fraudsters on their modus operandi and he regularly presents at industry conferences.
David has worked in identity verification since 2004 helping check customer identity for banks, money transfer businesses, prepaid solutions providers, peer2peer lenders, online retailers, professional services firms, sharing economy platforms, airlines, online travel agents and online gambling companies.
David is the Marketing Director for HooYu. Prior to launching HooYu, David was the Marketing Director for Jumio, the Marketing Director for Experian Decision Analytics and Marketing Director for 192business, the first global identity verification company which was later acquired by Experian.

Ben Preston-Marriot

Head of Product
W2

Back Title

Ben Preston-Marriot, Head of Product at W2, is an experienced product leader, having gained valuable knowledge at some of the leading digital financial brands in the UK. He specializes in driving vision and roadmap for businesses, particularly collaboration between customer and company. Ben passionately fosters an open environment that strongly encourages fresh ideas, challenge, experimentation, and organisational learning.

Shaun Puckrin

Chief Product Officer
GPS

Back Title

Curve

Shaun is responsible for setting the Product Strategy and Roadmap at GPS, ensuring that it is providing the most reliable and feature rich platform to its customers around the world.
Shaun has over 20 years’ experience in payments, mobile and FinTech. He has a track record in developing award winning B2B and B2C products whilst in senior Product and Technology positions at Worldpay, Nested, Monitise and Symbian.
At Monitise, Shaun was responsible for delivering some of the first smartphone banking apps in the UK and whilst at Worldpay, he transformed its SME offering with innovative mobile and data products as well an pioneering omnichannel propositions for major high street retailers.


Misha Rogalskiy

Co-founder
Koto and Monobank

Back Title

Curve

Misha Rogalsky is a Co-Founder of Monobank, Ukraine’s first mobile-only bank established in 2017. Due to the virtual business model, a convenient mobile app, as well as a big amount of competitive, low-priced services, just in two years the bank attracted 1.5 million customers, with 80% of them joining by word of mouth.

Misha is also the co-founder of Koto, a unique fintech project based in the UK. Koto is a credit app making it possible for customers with a thin credit profile, or the ones new to a country, to get a “stress-free” credit. The mobile application also supports debit accounts with a virtual and physical card for various expenditures, layered in great customer experience.

The UK is the first foreign market for Misha’s Ukrainian team, being keen to export their expertise in mobile banking and lending to different markets all over the world.

Mishal Ruparel

General Manager – Europe
Banking Circle

Back Title

Curve

As General Manager for Europe at Banking Circle, Mishal oversees Sales, Product and Client Services.
Mishal has more than 10 years’ experience within Banking and Financial Tech having held senior positions in organisations such as Barclays, WorldPay and First Data. At Barclays, he worked in Corporate Finance where he was responsible for mergers and acquisitions in the Consumer Finance and Financial Tech sectors. At WorldPay his role was focused on International Development where he was responsible for the expansion into Asia and North America and at First Data he was responsible for expanding the Global Merchant Acquiring business into new markets as well as expanding First Data’s product capability into alternative payment methods.

Andrew Scott

Global Head of Secure Access
HSBC Retail Banking and Wealth Management

Back Title

HSBC

Andrew Scott is Global Head of Secure Access for HSBC’s Retail Banking and Wealth Management business. In this role he is responsible for customer identification and access management across more than 30 markets and regulatory frameworks. He has worked in digital since 1996 with companies including Fujitsu, Liberate Technologies, Microsoft, the BBC and now HSBC. During that time he has held a variety of roles from solutions architect to product management, and for the last 5 years has led teams focussed on authentication and personalisation in both media and financial services. Today he is fully engaged in helping to deliver his team’s mission: Making it easy for the good guys, and hard for the bad guys.

Myles Stephenson

CEO
Modulr

Back Title

Modulr

Myles Stephenson is CEO of Modulr, the payments as a service API platform for businesses that need a faster, easier and more reliable way to move money. Myles has raised £25m in investment as well as most recently placing a successful bid for a £10m grant from the RBS Alternative Remedies Package. Prior to Modulr, Myles founded CorporatePay in 2008 and it grew rapidly to be a leading provider of commercial prepaid solutions. In May 2012 it was acquired by WEX Inc., where Myles became Managing Director of WEX Europe. Myles received an MA in Biochemistry from Christ Church, University of Oxford.

Lana Tahirly Abdullayeva

Independent Speaker & Strategic Advisor
Digital Strategy, Innovation & Transformation

Back Title

Lloyds Banking Group

Scientist by education, strategist by experience and visionary by heart; over the past decades, Lana successfully navigated Banking, Payments and FS globally, driving strategic and transformational changes across the industry. She has held a number of influential and critical positions, working with well-recognized names and emerging dynamic players in the established markets, as well as in countries with complex political turbulence and economic instability. Lana believes that during times of profound change, our responsibility is to contribute to the emergence and implementation of solutions for a sustainable future.

As a highly respected senior executive with diverse international experience, Lana offers a fresh perspective and professional wisdom, challenging the status quo and driving business model transformation. She focuses on a bigger picture strategy of the how and why, as well as the creativity afforded to do this. Being well-versed in the rapidly emerging space of data and disruptive technology, Lana is passionate about leading innovation and challenging traditional boundaries of the Financial Services footprint in the growing world of Open Data and Digital Revolution. She embraces digital and market transformation with a diversity of thoughts to create world-class ubiquitous solutions.

Lana’s charismatic leadership fosters trust with peers, stakeholders and board members. A driven and committed expert with a strong ethical mindset, she is welcomed by global players as a trusted advisor and broker. She works collaboratively with industry pioneers, regulators and market leaders advising and shaping future services, and developing strategic plans that are vitally important for the success of the UK economy.


Adizah Tejani

Senior Innovation and partnerships manager
HSBC UK

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HSBC

Adizah Tejani is Senior Digital Innovation Manager at HSBC UK, where she covers strategic technology partnerships and product strategy within lending and payments. Adizah has worked within the digital technologies space for the last decade. She continues her engagement work with fintechs, VC and other ecosystem players in order to drive new product development.

Before joining HSBC UK, Adizah was Director of Marketing EMEA at Token, an open banking fintech company from San Francisco. Before that she was part of the founding team of Level39, a London based a technology accelerator focused on fintech products. Through her vast experience of managing the rollout of digital products such as websites, billing systems and mentor matching platforms, Adizah understands how to build relationships and strategies that add value to all partners.

Over the years Adizah has worked on partnerships with industry leaders such as Facebook, Google, Microsoft, IBM, JP Morgan, UBS, Thomson Reuters and Accenture. She has spoken internationally about the impact of technology, business and finance across Asia, Europe and America. In 2016, Adizah was named one of the top 100 business women in London by CityAM, and is a judge for the annual Chief Information Officer (CIO.com) 100 across the UK, and for the European Women in Payment awards


Basak Toprak

Head of Europe eCommerce Solutions, Wholesale Payments
J.P. Morgan

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J.P. Morgan

Basak is responsible for eCommerce solutions for J.P. Morgan’s Wholesale Payments business in Europe. She specialises in working with companies to deploy banking and payments solutions to improve end-user experience through automation and integration. With over 20 years banking experience, Basak has held various leadership roles in Product Management, Sales and Market Management in Europe. She holds a MSc in Environmental Engineering and MBA in e-Business from Cass Business School, London.

Mitch Trehan

UK Head of Compliance
Banking Circle

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J.P. Morgan

Mitch Trehan is the UK Head of Compliance and MLRO for Banking Circle, and is a regular speaker at various events.

He started his career in the RAF, training as a Pilot, before moving into financial services where he has over 17 years of experience in Corporate Banking (Citi, Barclays, and JP Morgan) and FinTechs (Ebury, Currency Solutions and Banking Circle).

Mitch sits on the Executive Committee of the Association of Foreign Exchange & Payments companies industry trade body and is involved in a number of industry initiatives, including the EPA’s “Project Regulator”, UK Finance’s project on “Access to Banking for PSPs”, FCA’s “Currency Transfer Services Engagement Group”, HM Treasury’s “Action Group on Remittances” and the PSR’s Payment Strategy Forum’s work on “Financial Crime Liability Models for Banking PSPs”.

He holds English, Scottish and Northern Irish Law degrees, a Professional Postgraduate Diploma in Governance Risk and Compliance, and is a fellow of the International Compliance Association.


Robustiano Tubio

CFO
Tymit

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Tymit

Robustiano is currently CFO at Tymit and prior to that he worked in investment banking for Santander in Argentina, Brazil and the UK. He has spent most of his career providing solutions to institutional customers on funding, yield enhancement, and hedging arrangements. Most recently he was head of fixed income structuring for Santander in London where he led structured finance and secured lending deals involving mortgage, auto and consumer loans asset-backed securities. Robustiano is a CFA® charter holder and holds an MBA from London Business School.

Nigel Verdon

Co-Founder and CEO
RailsBank

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Mastercard

Nigel Verdon is a well known finTech entrepreneur and founded three finTech firms Evolution, Currency Cloud and more recently Railsbank. He sits on the board of FX Options Hedge fund LCJ and previously was a partner at finTech VC fund Orange Growth Capital, worked at Swiss Bank Corp (now UBS) and a director at Dresden Kleinwort Investment Bank – both banks recognised for their innovation in technology.


Edoardo Volta

VP, Head of Fintechs
Mastercard

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Mastercard

Edoardo has been with Mastercard for 4 years where he held different Business Development roles both in the SME and the Consumer space. Currently he heads up Fintech Account Management and Business Development for Mastercard in the UK and Ireland. In this role he works with all non-traditional Card Issuer, including Digital Banks, to help them develop innovative payment solutions.
Edoardo is a tenured Payment professional with over 15 years’ experience in the industry, across the UK, Europe and globally. Before joining Mastercard, Edoardo has worked for American Express since 2004, where he held a variety of roles within their Corporate Payment Services division across account management, business development and product management. In these roles, Edoardo developed an in-depth understanding of the Card industry working across different geographies and a variety of different roles.
Edoardo holds a double degree in Business Studies from the University of Brighton (UK) and the Politecnico of Turin (Italy) and he speaks fluently Italian, English and French.


Angela Yore

Co-Founder & MD
SkyParlour Communications and Member of the Advisory Board,
Emerging Payments Association

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J.P. Morgan

Angela is an entrepreneur, PR advisor and a Fintech influencer. Since founding SkyParlour in 2009, she has worked with business leaders to raise the profile of 100s of B2B brands from working with dynamic start-ups through to market leaders in the fintech, mobile, tech and ecommerce sectors.

Angela is very proud to support the tremendous work of the EPA by advising the team on their PR and social media strategy and taking a leading role in Project Recovery, Project Media and Project Women in Paytech. She believes passionately in citizenship and striving to make the world a better place.

Angela loves being an international speaker and presenter with previous engagements at world class events including Money2020, Finnovate, Fintech Connect, Internet Retailing, Pay360 and UK trade missions.


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