Jackie is an independent payments consultant with over 25 years experience predominantly in prepaid, digital, gift cards and mobile wallets and more recently with open banking. She has worked with a variety of clients in the UK and globally with brands such as Hilton Hotels, PaybyBank app, Virgin Experience Days, BI Worldwide. Before starting her own business 12 years ago, she had a successful career at Whitbread Plc and BP/Mobil before joining Grass Roots – the largest incentive & motivation agency in the UK – to head up their product team. She is delighted to be an Ambassador of the EPA. As a consultant she has often spoken at industry events and judged awards and is deemed an expert in the world of gift cards and prepaid.