Misha Rogalskiy

Koto and Monobank

Misha Rogalsky is a Co-Founder of Monobank, Ukraine’s first mobile-only bank established in 2017. Due to the virtual business model, a convenient mobile app, as well as a big amount of competitive, low-priced services, just in two years the bank attracted 1.5 million customers, with 80% of them joining by word of mouth.

Misha is also the co-founder of Koto, a unique fintech project based in the UK. Koto is a credit app making it possible for customers with a thin credit profile, or the ones new to a country, to get a “stress-free” credit. The mobile application also supports debit accounts with a virtual and physical card for various expenditures, layered in great customer experience.

The UK is the first foreign market for Misha’s Ukrainian team, being keen to export their expertise in mobile banking and lending to different markets all over the world.