Steve is the EMEA Head of Spring by Citi which is a newly launched ecommerce collections solution for Citi within Treasury and Trade Solutions. This proposition aims to be global and cover a full range of payment options including both cards and alternative/emerging payments such as request to pay. Previously he was the EMEA Head of Commercial Cards for 8 years and before that the EMEA Head of Business Development for TTS, working on alliances and partnerships. Steve has 20+ years’ experience of financial services and product management in the UK and EMEA. Prior to Citi he worked for Barclays on the cash management side and then Barclaycard in both card acquiring and issuing. He holds a bachelors degree in French and Economics and a research Masters in French Literature. He is married with two young sons and builds a lot of Lego.