Tony Craddock

Director General
Emerging Payments Association

Tony launched the Emerging Payments Association (EPA) in 2012. The EPA promotes the UK as global hub for payments innovation and the interests of the EPA’s 150+ members, which include banks, card schemes, PSPs, issuers, processors and acquirers who all collaborate to drive change.

Tony also leads the communities of EPA Asia and EPA EU. In 2019 he set up The Inclusion Foundation, a Not-for-Profit Community Interest Company promoting products that help address financial exclusion. He also co-authored The PAYTECH Book, published in 2020.

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